Buy-to-let Mortgages

Buy to let properties have over recent years become extremely popular, for those wishing to make long term capital growth, often as part of a retirement plan.  Our ability to source mortgages from the whole of the market allows us to search for competitive interest rates, be it on an interest only or repayment basis.

One major difference between a Buy to let mortgage and a conventional mortgage is how the lender calculates how much money they are prepared to lend.  A standard mortgage often works on affordability or a multiple of your salary. 

In order to secure a Buy to let mortgage the expected rental income generally has to exceed the mortgage repayment by anything up to 30%.

To speak to an Independent Mortgage Adviser free of charge and without obligation please contact us or telephone on 01376 529800.

Calculate your mortgage payments with the free FSA mortgage calculator.

You should always think carefully before securing a mortgage or loan against any property. Your property may be repossessed if you fail to keep up the payments of a mortgage or loan secured against it.

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